Understanding the Envelope System
I think I finally understand the envelope budgeting system – cash in an envelope and you use just the cash to pay for things. I thought it meant *everything* you paid for – bills, utilities, etc. –...
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Start 2010 Off Right
photo credit: xtino Happy New Year! I plan on getting this new decade started off on the right foot! I’ve been doing a good job financially for the past eight months or so and figure I need to get...
View ArticleRunning Through the List
I listed a handful of changes we went through that affected our finances over the past couple of years. The husband got a commission in the military (ie he is now an officer vs being enlisted). We...
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Keeping Track of Grocery Spending
photo credit: kevindean Food is always the one place we try to stay on budget but have a tough time staying with. When we weren’t living with my Mom, we spent at least $600, but sometimes as much as...
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Holiday 2009 Spending
The 2009 holiday season was by far the *best* I’ve ever had financial wise. When the kids and I moved in with my Mom, I set up savings accounts for various things (more on this soon) and Christmas was...
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Kids Allowances
photo credit: Travis Seitler My kids are young but get an allowance and have for a couple of years now. I am not the greatest about actually paying them, but I keep track in an excel spreadsheet so...
View ArticleA New Car
On December 30 we purchased a new car. And I mean NEW as in 2010 new. I’ve never bought a new car before – I am one that says (and completely believes!) that the moment you drive a car off the lot it...
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Starting Over
The last post on this blog was two years ago. We still have that van we bought (see previous post) and we are still loving the low interest rate! I am interested in starting over though, starting over...
View ArticleDays Away From One Less Car Payment
If I have my budget figured out correctly, and I think I do, we will have one less car payment within the next week. I am beyond thrilled. I wasn’t happy when we got a second car payment because I...
View ArticleOne Less Car, One Less House
This year has been awesome. My last post said we were very close to paying off a car, and we did it. We have been down a car payment for about six months. I’ve been putting that car payment money into...
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